The cost of health insurance is expensive and can cost you up to a $1000 a month. Health insurance is a type of insurance you need to have because you never really know when you will need it. If you are between the ages of 50 and 65 then the cost of individual health insurance can be very expensive. Once you hit 65 then you can apply for Medicare and the cost are greatly reduced.
The cheapest way to get heath insurance coverage is to get it through your employer. Most of the time they will have a plan that is a large group and this type of insurance can be a whole lot less expensive than if you buy health insurance on your own. Talk with a boss and let them tell you who is in charge of the companies health insurance.
If traditional insurance is more money than you can afford then you may want to look into state sponsored health insurance. There are Medicaid programs that you may be able to qualify for if you are low income. It is important that you have some type of heath insurance so that when you need it to go to the doctor you have it. You can check online with your state to see if you qualify for a insurance program.
Kaiser also has plans that are available that are more affordable. It is smart to set up a meeting with a representative to find out what it would cost you to have there health coverage. You may be surprised to find out that they are more affordable than a private carrier. Shopping for a rate that fits what you can afford is the only way to get insurance.
Remember that no matter what you age is you need to have health insurance. How much you pay for coverage is going to depend on whether or not you can get insurance through a group plan or if you have to go private. If you see that the cost is not going to be something that is affordable to you then search other options such as Kaiser or medicaid programs.
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